As an independent agent, Heritage Title Company is able to offer you the financial strength and stability of the nation's top underwriters. We employ this arrangement to maximize flexibility with underwriting decisions and to allow our customers the opportunity to choose their insurer. Our underwriters and their capital (after provision for statutory premium reserves) are as follows:
In the state of Texas, premium rates are promulgated by the Texas Department of Insurance. All title companies must charge the same amount and the cost is based on the sales price of the transaction.